✚
Health Insurance
Individual and family health cover, senior citizen plans, top-ups and needs-based policy comparison.
Protection with perspective
Protect today.
Prosper tomorrow.
Clear, needs-based guidance for health and life insurance, mutual funds, SIPs and policy portability—backed by ongoing service support.
ARN 275527Mutual fund distribution
Pan IndiaRemote consultation
Policy-firstTransparent comparison
Our services
One relationship for protection and wealth creation
We help you understand the fine print, compare suitable options and stay supported after purchase.
♢
Life & Term Protection
Protection planning designed around income, liabilities, dependants and long-term family security.
↗
SIP & Mutual Funds
Goal-based SIP planning, portfolio review and disciplined long-term investing guidance.
⇄
Policy Portability
Review your existing cover and explore porting options while protecting eligible continuity credits.
✓
Free Policy Review
Understand room limits, co-payments, exclusions, waiting periods and claim-sensitive conditions.
☎
Renewal & Service Support
Assistance with renewals, documentation and claim-related guidance throughout the policy journey.
Health policy portability
Better cover without casually giving up earned continuity
Portability may carry eligible credits for completed waiting periods to a new insurer at renewal. Acceptance, pricing and terms remain subject to underwriting.
ImportantNever cancel the existing policy until the new policy has been issued and confirmed.
Your porting pathway
A careful switch, not a rushed decision
1
Share your current policy
Policy schedule, renewal date, claim history and medical disclosures.
2
Review cover gaps
Compare room eligibility, co-payment, limits, network and waiting periods.
3
Apply before renewal
Complete the proposal accurately and submit required documents early.
4
Wait for insurer decision
Proceed only after underwriting approval and policy issuance.
Featured health plan
Care Supreme
Explore a modern health plan with cover growth, recharge and extensive hospitalisation benefits.
Up to 7x cover growthCumulative Bonus Super can grow the sum insured over five years.
Unlimited rechargeAutomatic recharge when available sum insured is exhausted.
No zone-based copaySubject to the selected plan and policy conditions.
No treatment sub-limitsFor hospitalisation, AYUSH and listed advanced procedures.
60 + 180 day supportPre- and post-hospitalisation expense windows.
Rs. 7L to Rs. 1CrMultiple sum insured choices for different needs.
A stronger review starts here
Is Care Supreme suitable for your family?
We compare your current policy, family profile, medical history and budget before recommending a port. A stronger feature list is useful only when the policy fits your real needs.
Request a suitability review96.6%Claim Settlement Ratio*
*Published by Care Health Insurance for April–December 2025. Product: Care Supreme, UIN CHIHLIP25047V022425.
Why Nivesh Kavach
Advice that stays useful after the sale
Plain-language reviewImportant conditions explained before you decide.
Needs-based selectionRecommendations aligned to family, goals and budget.
Documentation supportGuidance for proposals, portability and renewals.
Long-term relationshipContinued service support across insurance and investments.
Free consultation
Let’s review what protects your family.
Share a few details and continue securely on WhatsApp. We’ll help you review your current policy or plan your next financial step.
Call / WhatsApp: 9903914420
Pan-India consultation